
Our Payment Options
The Smile Institute has a number of convenient payment options. You’ll be able to select what’s best for you and your family. The following payment options are also available:
-
We accept cash, check, and credit card payments.
-
Some of our patients like to get started with no initial payments and then make low monthly payments. Ask about this friendly payment plan! (Available through CareCredit)
-
We also have financing for 18 months with approved credit.
-
Another financial option for larger cases is to make an initial payment of 1/3 when we start treatment, 1/3 in the middle and the final 1/3 when you finish care.
-
You’ll get a 5% courtesy discount if you pay in full before treatment is started!
Dental Care Financing
Offering special financing with approved credit
Why wait for the smile you deserve and need? Our office offers patient finance options with lenders including CareCredit and Wells Fargo:​​​​​​​​​​​​​​​​​​​
​

Proceed Finance specializes in patient financing for healthcare treatments, making it easier to receive the care you need without delaying treatment. With flexible loan options and competitive rates, Proceed Finance helps patients cover procedures that may not be fully covered by insurance. Loan amounts are available for a wide range of treatment costs, and qualified applicants can benefit from affordable monthly payment plans designed to fit their budget.
The application process is quick, secure, and completed entirely online. Patients can receive a financing decision within minutes and, upon approval, gain access to funds for their dental treatment. Proceed Finance offers transparent terms with no hidden fees, allowing patients to move forward with confidence and focus on achieving a healthier smile.
Whether you're considering dental implants, full-mouth restoration, cosmetic dentistry, or other advanced dental procedures, Proceed Finance provides a convenient way to make treatment more affordable. Contact our team to learn more or apply online to explore your financing options today.​​​​​​​​​​​​​​​​​​​​​​​​​​​​
​

Cherry is a patient financing solution designed to help make dental care more affordable. With a fast and simple application process, patients can apply in seconds and receive an instant decision without impacting their credit score. Cherry offers flexible monthly payment plans, allowing patients to spread the cost of treatment over time instead of paying the full amount upfront.
Whether you're considering dental implants, cosmetic dentistry, orthodontics, or other dental procedures, Cherry provides financing options to fit a variety of budgets. Approved patients can choose from multiple payment plans and enjoy a seamless financing experience with transparent terms and no hidden fees.
The application process is completed online and requires only basic information. Once approved, patients can move forward with their treatment immediately and make convenient monthly payments that work for their financial situation.
Apply Online: Cherry Financing Application
Questions? Contact our office to learn more about Cherry financing and available payment options.

CareCredit is a healthcare credit card that helps pay for treatments and procedures for you or your family that may not be covered by insurance. It’s free and easy to apply for, and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards. Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.
*Subject to credit approval. Minimum monthly payments are required. Visit www.carecredit.com for details.

Alphaeon Credit, Inc., a physician-owned company, provides innovative patient financing solutions for patients pursuing elective or non-reimbursed healthcare procedures, treatments, and services. You'll find a wide array of monthly payment options to help you be your best you. With special financing options for any purchase over $250 with credit lines up to $25,000 and the ability to reuse your card again and again. No annual fees and no prepayment penalties. Alphaeon Credit has helped hundreds of thousands of people get the care they need and want nationwide. Find out if you pre-qualify without impacting your credit. It’s quick, easy, and secure with instant results, including your credit limit. Alphaeon Credit is available exclusively at dentists, dermatologists, ophthalmologists, and board-certified plastic surgeons. Credit card offers are subject to credit approval. Alphaeon Credit Card Accounts are issued by Comenity Capital Bank. Call Customer Care at 1-855-497-8176 or visit https://goalphaeon.com/applycosmetic.

Lending Club is an online based personal loan company that has been in business for over a decade. Estimated APR ranges are set from 6.95%-35.89% depending on the patient’s current credit profile. Depending on the residing state, loan amounts are available from $1,000 – $40,000. There is a one-time origination fee charged at the time the loan is received based on the loan amount that starts at 1% up to 6%. The patient can expect to see funds after seven business days. After the online forms are completed, patients will know if they’ve been approved within 24 hours. A unique benefit to choosing Lending Club is the patient can use their loan anywhere and for anything, not restricted to just their healthcare needs. There is no deferred interest plan, however there is no prepayment penalty fee should the patient wish to make higher monthly payments. The sooner the principal is paid off, the less interest they will be expected to pay. Call (888) 596-3157or visit lendingclub.com/dental.
